Big Lots Content - Big Lots (2024)

SHOP. EARN. REPEAT.

Big Lots Content - Big Lots (1)

$5

BIG Rewards Members can earn $5 back in Rewards for every $100 in purchases charged to your Big Lots Credit Card4

OR

6 MONTHS

No interest if paid in full within 6 months on purchases of $250 or more made with your Big Lots Credit Card6

12 MONTHS

No interest if paid in full within 12 months on purchases of $750 or more made with your Big Lots Credit Card6

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period

Already a Big Lots Credit Card member?

Have Questions? Reach out to Big Lots Credit Card Care Center at 888-566-4353
(TDD/TTY: 888-819-1918)

BIG Benefits with your Big Lots Credit Card

Big Lots Content - Big Lots (2)

$5 back on every
$100 spent4

Big Lots Content - Big Lots (3)

Flexible Financing
Options

Big Lots Content - Big Lots (5)

Look Up & Pay Your
Bill In-Store

Big Lots Content - Big Lots (6)

Cardholder
Exclusive Offers

BIG Rewards + Big Lots Credit Card

Big Lots Content - Big Lots (7) The BIGGEST Savings

Big Lots Content - Big Lots (8)

$5 Reward

for every $100 Spent

When you are a BIG Rewards Member
& use your Big Lots Credit Card4

Earn Periods:

Feb 1 - April 30

May 1 - July 30

Aug 1 - Oct 30

Nov 1 - Jan 30

Not a BIG Rewards member yet?

Join Now

Frequently Asked Questions

How do I earn my credit bonus for the Big Rewards program?

Where do I find my Big Lots Credit Card Rewards?

When do the Credit Card earn periods end?

How do I know how close I am to earning a reward?

Does my spend rollover into the next earn period?

Can I apply past purchases or deferred interest purchases to earn my credit rewards?

When do my Credit Card Rewards expire?

How can I pay my bill?

Can I view my statements online?

I use a P.O. Box, can I still apply?

Can I make purchases before I receive the new card in the mail?

To see full terms & conditions of use, click here.

4 Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). This rewards program is provided by Big Lots and its terms may change at any time. For full Rewards Terms and Conditions, click here. Cardholders must enroll/be enrolled in the BIG Rewards program. Spend is calculated during defined earn period and resets at the end of each period.

6 Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.  Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Each transaction placed on a promotional Credit Plan(s) will not earn Big Lots Credit Card reward(s). As of February 2024, terms for new Accounts: Variable purchase APR of 32.24%. Minimum interest charge is $3 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Big Lots Credit Card Accounts are issued by Comenity Capital Bank.

Big Lots Content - Big Lots (2024)
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